The Pradhan Mantri Jan Arogya Yojana (PMJAY) scheme, also known as the Ayushman Bharat scheme, is a government-backed initiative aimed at providing free medical treatment to eligible individuals in India.
The scheme was launched in 2018 and has since provided medical treatment to millions of people across the country. In this article, we will take a closer look at the PMJAY scheme and the best hospitals offering free treatment through the scheme in 2023.
What is the PMJAY Scheme?
The PMJAY scheme is a government-backed initiative aimed at providing free medical treatment to eligible individuals in India.
The scheme covers a wide range of medical treatments, including hospitalization, diagnostic tests, and procedures. The scheme is open to all Indian citizens and is available at a network of empaneled hospitals across the country.
Who is Eligible for the PMJAY Scheme?
The PMJAY scheme is open to all Indian citizens who meet the eligibility criteria set by the government. The eligibility criteria for the scheme include:
- Indian citizenship
- Annual family income of less than Rs. 5 lakhs
- No access to health insurance
- Presence of a chronic illness or condition that requires medical treatment
PMJAY Eligibility Criteria
To be eligible for free medical treatment under the PMJAY scheme, the beneficiary must meet certain criteria.
- They must be a resident of India.
- They must belong to a family that is covered under the socio-economic and caste census (SECC) 2011 data.
- The beneficiary’s family must not have any family member who is a government employee, a pensioner, or earning more than Rs. 10 lakhs per annum.
- The beneficiary must not have any family member who owns a pucca house, either in his/her name or in the name of any other family member.
- The beneficiary must not have any family member who owns a vehicle, either in his/her name or in the name of any other family member.
- The beneficiary must not have any family member who has a health insurance policy.
Benefits of PMJAY
The Pradhan Mantri Jan Arogya Yojana (PMJAY) offers a number of benefits to the beneficiaries who are eligible for the scheme.
- Free medical treatment for several diseases and conditions.
- Cashless treatment at all PMJAY empanelled hospitals across the country.
- Free diagnostics, drugs, and consumables at the time of hospitalization.
- No need to pay anything towards the cost of treatment, including hospitalization charges, doctor’s fees, and cost of medicines.
- Free ambulance service for all hospitalizations under PMJAY.
How to Avail PMJAY Benefits
Availing the benefits of PMJAY is a simple and straightforward process. Here are the steps you need to follow to avail the benefits of PMJAY.
- First, you need to check your eligibility for the scheme.
- If you are eligible, you can enroll for the scheme either online or through a Common Service Centre (CSC).
- Once you are enrolled, you will be given an e-card that you can use to avail the benefits of the scheme.
- When you need medical treatment, you can visit any PMJAY empanelled hospital and show your e-card to avail the benefits of the scheme.
- The hospital will take care of all the necessary formalities and you will be able to get the medical treatment you need, without paying anything.
How Does the PMJAY Scheme Work?
The PMJAY scheme works by providing eligible individuals with a health insurance cover of up to Rs. 5 lakhs. The scheme covers a wide range of medical treatments, including hospitalization, diagnostic tests, and procedures. The scheme is available at a network of empaneled hospitals across the country. To access the benefits of the scheme, eligible individuals must visit an empaneled hospital and present their PMJAY card. The hospital will then provide the required medical treatment free of cost.
What are the Benefits of the PMJAY Scheme?
The PMJAY scheme provides a wide range of benefits to eligible individuals, including:
- Free medical treatment for a wide range of illnesses and conditions
- Access to medical treatment at a network of empaneled hospitals across the country
- Health insurance cover of up to Rs. 5 lakhs
- No cost for diagnostic tests and procedures
Best Hospitals for Free Treatment through PMJAY Scheme 2023
There are many hospitals across the country that offer free medical treatment through the PMJAY scheme. Some of the best hospitals offering free treatment through the PMJAY scheme in 2023 include:
- AIIMS, New Delhi
- Apollo Hospitals, Chennai
- Fortis Hospitals, Mumbai
- Max Healthcare, Delhi
- Manipal Hospitals, Bengaluru
These hospitals are known for their state-of-the-art facilities and highly qualified medical staff. They offer a wide range of medical treatments and procedures, making them the best option for individuals seeking free medical treatment through the PMJAY scheme.
List of Diseases Covered Under PMJAY
The Pradhan Mantri Jan Arogya Yojana (PMJAY) covers a wide range of diseases and conditions, including but not limited to:
- Cardiac diseases
- Cancer
- Neurological conditions
- Kidney diseases
- Liver diseases
- Pulmonary conditions
- Orthopedic conditions
- Pediatrics
- Burns
- Neonatal conditions
- Skin diseases
- Mental health conditions
- Communicable diseases
- Non-communicable diseases
Conclusion
The PMJAY scheme is a government-backed initiative aimed at providing free medical treatment to eligible individuals in India. The scheme covers a wide range of medical treatments, including hospitalization, diagnostic tests, and procedures. The scheme is available at a network of empaneled hospitals across the country, including some of the best hospitals in the country such as AIIMS, Apollo Hospitals, Fortis Hospitals, Max Healthcare, and Manipal Hospitals. With the PMJAY scheme, eligible individuals can access quality medical treatment without having to worry about the cost.